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How To Choose A Manufactured Home

               How to ----------------------------------------------------------------
----------------------------------------CHOOSE A MANUFACTURED HOME
                                                  
                                             SIX STEPS FOR INSTALLATION
 
 
> Transporting your home -          > Building a Foundation                    > Leveling your home –
    the manufacturer is                      your home must have                       it’s critical that your
    usually responsible                       foundation                                        home be leveled by a
                                                                                                                  professional
    
 
> Securing your home to the        > Finishing your home -                    > Connecting utilities –
   to the foundation – your               your home may need                        your retailer can help
   home should be anchored             finishing work, such as                     you with your
   to the ground or concrete             an enclosure around the                   arrangements
   footers                                          crawl space, molding and
                                                        joining carpet on the interior 
 
 
Today, your home may be the most expensive purchase you will ever make, and a manufactured home may be an appealing option for you.  These homes come in a variety of styles, sizes and floor plans, and range in price to more than $100,000, without land. Manufactured homes can be installed on your own land, in a rental community or in a planned subdivision.  
 
Many types of structures are built in the factory and designed for a long-term residential use. In the case of manufactured homes, units are built in a factory, under a federal building code administered by the Department of Housing and Urban Development (HUD), transported to the site and installed.
 
The federal standards regulate manufactured housing design and construction, strength and durability, transportability, fire resistance, energy efficiency and quality.  They are complete houses that are simply constructed in a factory rather than on a piece of land.
 
 
CHOOSING A HOME
 
Manufactured homes come in a variety of sizes and floor plans that include spacious living rooms, dining rooms, fully-equipped kitchen, bedrooms, family rooms and utility areas. Depending on the size of your home-site you can choose a single section or large multi-section design.  Home ranges in size up to 2,500 square feet and can be customized to meet your needs and preferences.  The interior design of your home can include custom cabinets, walk-in closets, bathrooms with recessed tubs and whirlpools, and wood burning fireplaces. Because most manufacturers use computer-assisted design, you’ll have flexibility in choosing variations to floor plans and décor.  Awnings, enclosures around the crawl space, patio covers, decks and steps also are available.
 
The home retailer usually can provide information about financing.  If you own or plan to purchase the land where you will place your home, traditional mortgage financing can usually be arranged.  While your mortgage payment may be your biggest expense, you’ll have other regular and periodic payments.  They may include utilities, property taxes, land rental fees, insurance, routine maintenance and other service fees such as water and sewer.  Today’s manufactured homes are built to meet new national energy standards set by HUD.  The energy conserving features found in manufactured homes help reduce your monthly energy costs.
 
 
BUYING THE HOME
 
Most manufactured homes are sold through retail sale centers.  Retailers offer a variety of products and services will help you choose your home and its features and, if you want, place a custom order with the factory.  Typically, the retailer is also responsible for coordinating the delivery and installation of your home.
 
As with any major purchase, check out a potential retailer or manufacturer with your local Better Business Bureau and state or local consumer protection agency.  They’ll tell you if they have any unresolved consumer complaints on file.
 
 
INSTALLATION
 
If you’re having the home installed on your own land, you may be responsible for site preparation.  But it’s also a good idea to have your retailer or installer inspect the site.  While you may be able to do some of the site preparation, most tasks, such as grading and compacting soil, require professional expertise.  Otherwise, you could do damage to your home.
 
 
DELIVERY
 
In most instances, your home will be transported from the factory to the retail center.  There, it will be inspected by your retailer.  Manufacturers must provide instruction for property home installation.  Usually, the retailers will install your home or use a contractor.  Typically, the price of your home includes installation services from your retailer.  Be sure to read your contract before you sign.  If installation isn’t included, you may have to hire a professional. Ask your retailer for recommendations.
 
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