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How To Choose A Used Car

              How to ----------------------------------------------------------------
----------------------------------------CHOOSE A USED CAR
 
                                                  
                                                 WHAT YOU SHOULD KNOW
 
 
> Keep in mind the        > Test drive the car          > Ask for the car’s           > Have the car
   reputation of the           under varied road            maintenance record.        inspected by the
   dealership for                -- on hills, highways         If it’s not available,          mechanic of your
   honesty and integrity    and in stop and go           contact the dealership    choice
   whenever looking at      traffic                               or repair shop where
   new or used cars                                                   most of the work is done
 
 
 
AN INTRODUCTION TO BUYING A USED CAR
 
Purchasing a new vehicle is often an exciting experience, especially since buying a car is usually the second largest acquisition one will make in a lifetime, next to buying a house.  You can choose exactly what you want, the car is readily available, the warranty is fresh and obviously the car is new and free of problems.  These are all reasonable points, but the option of buying used has many benefits.
                                        
Quite obviously, most consumers opt for used cars for financial reasons.  Simply put, the price of a used car may be 50 percent less than the latest model even if the used model is fairly recent.
 
Depreciation is the factor behind these savings, as the new vehicle drops in value the moment it is driven off the dealer’s lot.  In fact, during the first year alone a car will depreciate at least 20 percent, and will continue to drop in decreasing increments every year thereafter.
 
The prospective used-car buyer can take advantage of a vehicle that is only a few years old, but is mechanically and physically sound, still looks terrific and has a great price tag.  With the incredible savings, you can get practically the same vehicle as the latest model and save money, or a higher-end model that one could normally not afford can be purchased fro much less.
 
The latter scenario can often provide a vehicle with more performance, safety and luxury features that you might need, but would be out of reach if purchased new.
 
Buying a used car through a dealer has become less of a challenge, although consumers should still educate themselves and arrive at the dealership armed with information.  The used car you have in mind should be researched online for consumer reports, manufacturer recalls and blue book price.
 
Online services such as Kellybluebook.com will provide quick and easy quotes so that you do not overpay for a used vehicle.  Other website such as “CarFax Lemon Check” offer the vehicle history by running the Vehicle Identification Number (VIN) through a check.
 
Using these resources and comparing the information gathered from local dealer Web sites and used vehicle publications will give you a solid basis for making a reasonable and educated offer on a used vehicle.  These guidelines also apply to private sales, although you should be aware that most of these vehicles are sold as is and the sale is final.  Again, online research will reveal the vehicle’s history.
 
With the progress being made at the dealership level with used vehicles, buying a “nearly new” car has become a practical option.  Combined with the numerous reputable online services providing insider information, much of the uncertainty traditionally associated with used cars has been eliminated.  With patience and thorough research, you can avoid paying too much and will leave a dealer or private sale with an excellent vehicle.  Whether you buy a used car from a dealership, a co-worker or a neighbor, follow these tips to learn as much as you can about the car:
 
Examine the car yourself using an inspection list.  You can find a checklist in many of the magazine articles, books and Internet sites that deal with buying a used car.
Talk to the previous owner if possible, especially if the present owner is unfamiliar with the car’s history.
 
 
TEN TIPS FOR BUYING A USED CAR
 
1. Check out the car’s repair record, maintenance costs, and safety and mileage ratings in consumer magazines or online.
2. Look up the “Kelly Blue Book” value, and be prepared to negotiate the price.
3. Buying from a dealer?  Look for Buyers Guide.  It’s required by a federal regulation called the Used Car Rule.
4. Make sure all oral promises are written into the Buyers Guide.
5. You have the right to see a copy of the dealer’s warranty before you buy.  Warranties are included in the price of the products: service contracts cost extra and are sold separately.
6. Ask for the car’s maintenance record from the owner, dealer or repair shop.
7. Test drive the car on hills, highways and in stop-and-go traffic.
8. Have the car inspected by a mechanic you hire.
9. Keep in mind the reputation of the dealership for honest and integrity whenever looking at new or used vehicles.
10. If you buy a car “as is,” you’ll have to pay for anything that goes wrong after the sale.  The Used Car Rule generally doesn’t apply to private sales.
 
FIVE STEPS TO BUYING USED CARS
 
1. Decide what type of vehicle meets your needs.
2. Locate a used car from a local dealer’s classified ads, or through online classified services such as whatsuplehighvalleys.com  This will provide you with available vehicles and prices in your area.
3. You may want to run a CarFax Record Check on the car.  Before you buy, simply type in the VIN into their form and you will see if it has been stolen, in an accident, had the speedometer tampered with, number of owners, etc.  This step can save you thousands of dollars.  Visit CarFax.com for details.
4. Figure out your auto insurance costs up front.  Don’t wait until the last minute to find out that insurance costs are too high.  Once you have an idea of what you want you can get an insurance quote from your agent.
5. Protect your vehicle with an extended warranty (Service Contract) It make good sense!  An extended warranty protects you from mechanical breakdowns that can cost you an arm and a leg.  It is one of the few insurance policies that offers the opportunity to get your money’s worth.
 
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